When a potential borrower applies for a cash loan, the banks check it carefully. They take into account his income and are interested in where he works. If his place of employment is a financial institution, it is possible that such a consumer will receive an attractive proposal to take out a cash loan.
A favorable cash loan for bankers
Some professional groups can count on obtaining more favorable credit terms in banks. How to find a cheap loan as a banker? It’s nothing hard. Many lending institutions give preferential treatment to clients who are “colleagues” for credit counselors. They can count on special credit terms.
Cash loan for bank employees can be granted immediately, under a simplified verification procedure, with a lower margin and commission. Banks are even willing to give up the commission for taking cash loans by employees of financial institutions.
If a person works in a company related to financial trading, they can find an attractive cash loan for bankers in many Polish banks. These are so-called loans for professional groups.
Where to get a cash loan for bank employees?
Millenial bank is an example of a bank that is able to offer interesting cash loan offers to employees of the financial sphere. It is a cash loan for bankers under the “Cash loan on attractive terms” offer. According to the bank’s requirements, the loan with APRC at only 7.08 percent an employee can use:
- a commercial bank, cooperative bank or company from the capital group of such bank;
- an insurance company or a company from its capital group;
- cooperative savings and credit union;
- brokerage house;
- investment fund companies.
Millenial bank provides cash loans to bankers with a fixed, low commission of 2 percent. per year, with an interest rate of 5.5 percent, even for 108-120 months of lending.
Special mortgage for employees of financial institutions 2019
Not only cash loans can be granted on preferential terms to employees of the financial sphere. Bank mortgages are also available. They may have a lower commission than the standard, lower loan margin, and even offer a fixed interest rate on the loan.
In general, both cash loans and mortgage loans for financial employees are more favorable offers than those addressed to all other bank customers. Such special conditions for selected groups of professionals is a sales promotion tool quite often used in banks.